Business Loans and Lender Introductions
We connect business owners with lending partners and help you prepare a stronger application. Carter Industries is not a lender; approval, amounts, and terms are set by the lenders.
Funding Matched to Your Stage
Depending on your business, financing options may include term loans, lines of credit, equipment financing, and other small-business products. Which options you qualify for depends on your credit, revenue, and time in business.
We introduce you to partner lenders and help you present a complete, accurate application. Carter Industries does not make credit decisions and does not guarantee approval, loan amounts, interest rates, or timelines.
Carter Industries may receive compensation from lending partners when an introduction results in funded financing, at no additional cost to you. Loan terms are set by the lender, so review them carefully before you accept any offer.
Request Your
Funding Assessment
Tell us a little about your business and what you are trying to fund. We will review your information and follow up with introductions to partner lenders that may fit your stage.
- ✓ Free, no-obligation funding assessment
- ✓ Introductions to partner lenders suited to your stage
- ✓ Startups and established businesses welcome
- ✓ Response within 1–2 business days
By submitting, you agree to receive communications from Carter Industries. We respect your privacy and will never share your information. Carter Industries is not a lender. Loan approval, amounts, and terms are determined by lending partners. This is not financial or legal advice.
How We Help
What Lenders Typically Evaluate
Every lender sets its own criteria, but most look closely at the following:
- Personal and business credit history
- Revenue and cash flow
- Time in business
- Existing debt and obligations
- Collateral, where applicable
Meeting these criteria does not guarantee approval, and every offer should be reviewed carefully, including rates, fees, and repayment terms.
Frequently Asked Questions
Are you a lender?
No. Carter Industries does not lend money or make credit decisions. We introduce business owners to partner lenders and help prepare applications. The lender decides whether to approve you and on what terms.
Can you guarantee approval?
No. Approval, loan amounts, interest rates, and timelines are determined by the lenders. We cannot guarantee any specific outcome.
How do you get paid?
Carter Industries may receive compensation from lending partners when an introduction results in funded financing, at no additional cost to you. Any fees that apply to you are disclosed in writing before you commit.
What information will I need?
Typically your business details, revenue information, time in business, and credit information. Lenders may also ask for bank statements, tax documents, or other records.
Do you work with startups?
Yes. Options for newer businesses are usually more limited and often depend on the owner's personal credit, and part of the assessment is identifying what is realistic at your stage.
What if my credit is holding me back?
Credit can limit your options. If your reports contain errors, our Credit Repair partner SmartCredit may be able to help make sure they are accurate before you apply.
Ready to Explore Your Funding Options?
Tell us about your business and what you want to fund. We will help you understand what is realistic and who to talk to.
Carter Industries is not a law firm, a lender, a securities dealer, or a registered investment advisor. All content is for informational purposes only and does not constitute legal, financial, or tax advice. Credit repair and monitoring services are provided by our partner SmartCredit, a separate company, and results are not guaranteed. Loan approval, amounts, and terms are determined solely by lending partners. Always consult a licensed professional before taking action.