  :root {
    --navy: #0B1420;
    --navy-light: #162434;
    --navy-dark: #0B1420;
    --gold: #C5CCD6;
    --gold-light: #AAB4BF;
    --gold-dark: #7E8A97;
    --accent-gold: #C6A052;
    --accent-gold-light: #D4B36A;
    --white: #FFFFFF;
    --off-white: #F7F5F0;
    --gray: #7E8A97;
    --light-gray: #E8E6E1;
    --label-on-light: #7A5F28;
  }

  * { margin: 0; padding: 0; box-sizing: border-box; }

  html { scroll-behavior: smooth; }

  body {
    font-family: 'Montserrat', sans-serif;
    background: var(--white);
    color: var(--navy);
    overflow-x: hidden;
  }

  /* UTILITY */
  .serif { font-family: 'Cormorant Garamond', serif; }
  .gold { color: var(--gold); }
  .container { max-width: 1200px; margin: 0 auto; padding: 0 40px; }
  .section { padding: 100px 0; }
  .section-label {
    font-size: 11px;
    font-weight: 600;
    letter-spacing: 4px;
    text-transform: uppercase;
    color: var(--label-on-light);
    margin-bottom: 16px;
  }
  .section-label.on-dark { color: var(--gold); }
  .section-title {
    font-family: 'Cormorant Garamond', serif;
    font-size: clamp(36px, 5vw, 58px);
    font-weight: 600;
    line-height: 1.1;
    color: var(--navy);
  }
  .section-title.light { color: var(--white); }
  .divider {
    width: 60px;
    height: 2px;
    background: var(--accent-gold);
    margin: 24px 0;
  }
  .divider.center { margin: 24px auto; }
  .btn {
    display: inline-block;
    padding: 14px 36px;
    font-family: 'Montserrat', sans-serif;
    font-size: 11px;
    font-weight: 600;
    letter-spacing: 3px;
    text-transform: uppercase;
    text-decoration: none;
    cursor: pointer;
    border: none;
    transition: all 0.3s ease;
  }
  .btn-gold {
    background: var(--accent-gold);
    color: var(--white);
  }
  .btn-gold:hover { background: var(--accent-gold-light); transform: translateY(-2px); box-shadow: 0 8px 30px rgba(198,160,82,0.3); }
  .btn-outline {
    background: transparent;
    color: var(--accent-gold);
    border: 1px solid var(--accent-gold);
  }
  .btn-outline:hover { background: var(--accent-gold); color: var(--white); transform: translateY(-2px); }
  .btn-white {
    background: var(--white);
    color: var(--navy);
  }
  .btn-white:hover { background: var(--off-white); transform: translateY(-2px); }

  /* NAV */
  nav {
    position: fixed;
    top: 0; left: 0; right: 0;
    z-index: 1000;
    padding: 20px 0;
    transition: all 0.4s ease;
    background: transparent;
  }
  nav.scrolled {
    background: rgba(11, 20, 32, 0.97);
    backdrop-filter: blur(10px);
    padding: 14px 0;
    box-shadow: 0 4px 30px rgba(0,0,0,0.2);
  }
  .nav-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 40px;
  }
  .nav-logo {
    display: flex;
    align-items: center;
    gap: 12px;
    text-decoration: none;
  }
  .nav-logo-img {
    width: 40px;
    height: 40px;
    object-fit: contain;
  }
  .nav-logo-text {
    display: flex;
    flex-direction: column;
  }
  .nav-logo-main {
    font-family: 'Cormorant Garamond', serif;
    font-size: 22px;
    font-weight: 700;
    color: var(--white);
    letter-spacing: 2px;
  }
  .nav-logo-sub {
    font-size: 8px;
    font-weight: 600;
    letter-spacing: 4px;
    color: var(--gold);
    text-transform: uppercase;
  }
  .nav-links {
    display: flex;
    align-items: center;
    gap: 36px;
    list-style: none;
  }
  .nav-links a {
    font-size: 11px;
    font-weight: 500;
    letter-spacing: 2px;
    text-transform: uppercase;
    color: rgba(255,255,255,0.8);
    text-decoration: none;
    transition: color 0.2s;
  }
  .nav-links a:hover { color: var(--accent-gold); }
  .nav-cta {
    font-size: 10px;
    font-weight: 600;
    letter-spacing: 2px;
    text-transform: uppercase;
    padding: 10px 24px;
    background: var(--accent-gold);
    color: var(--white);
    text-decoration: none;
    transition: all 0.3s;
  }
  .nav-cta:hover { background: var(--accent-gold-light); }
  .nav-toggle {
    display: none;
    flex-direction: column;
    justify-content: center;
    gap: 5px;
    width: 40px; height: 40px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 8px;
  }
  .nav-toggle span { width: 100%; height: 2px; background: var(--white); display: block; }
  .mobile-nav { display: none; }

  /* HERO */
  #hero {
    position: relative;
    min-height: 100vh;
    display: flex;
    align-items: center;
    background: var(--navy-dark);
    overflow: hidden;
  }
  .hero-bg {
    position: absolute;
    inset: 0;
    background:
      radial-gradient(ellipse at 70% 50%, rgba(197,204,214,0.06) 0%, transparent 60%),
      radial-gradient(ellipse at 20% 80%, rgba(22,36,52,0.8) 0%, transparent 50%),
      linear-gradient(135deg, #0B1420 0%, #162434 50%, #1a2d42 100%);
  }
  .hero-grid {
    position: absolute;
    inset: 0;
    background-image:
      linear-gradient(rgba(197,204,214,0.04) 1px, transparent 1px),
      linear-gradient(90deg, rgba(197,204,214,0.04) 1px, transparent 1px);
    background-size: 80px 80px;
  }
  .hero-content {
    position: relative;
    z-index: 2;
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 40px;
    padding-top: 100px;
  }
  .hero-eyebrow {
    display: flex;
    align-items: center;
    gap: 16px;
    margin-bottom: 32px;
    animation: fadeUp 0.8s ease 0.2s both;
  }
  .hero-eyebrow-line { width: 40px; height: 1px; background: var(--accent-gold); }
  .hero-eyebrow span {
    font-size: 10px;
    font-weight: 600;
    letter-spacing: 5px;
    text-transform: uppercase;
    color: var(--gold);
  }
  .hero-title {
    font-family: 'Cormorant Garamond', serif;
    font-size: clamp(52px, 8vw, 110px);
    font-weight: 600;
    line-height: 0.95;
    color: var(--white);
    margin-bottom: 40px;
    animation: fadeUp 0.8s ease 0.4s both;
  }
  .hero-title em {
    font-style: italic;
    color: var(--accent-gold);
  }
  .hero-subtitle {
    max-width: 560px;
    font-size: 15px;
    font-weight: 300;
    line-height: 1.8;
    color: rgba(255,255,255,0.65);
    margin-bottom: 52px;
    animation: fadeUp 0.8s ease 0.6s both;
  }
  .hero-actions {
    display: flex;
    align-items: center;
    gap: 24px;
    flex-wrap: wrap;
    animation: fadeUp 0.8s ease 0.8s both;
  }
  .hero-stats {
    display: flex;
    gap: 60px;
    margin-top: 80px;
    padding-top: 60px;
    border-top: 1px solid rgba(197,204,214,0.2);
    animation: fadeUp 0.8s ease 1s both;
  }
  .hero-stat-num {
    font-family: 'Cormorant Garamond', serif;
    font-size: 42px;
    font-weight: 600;
    color: var(--accent-gold);
    line-height: 1;
  }
  .hero-stat-label {
    font-size: 10px;
    font-weight: 500;
    letter-spacing: 2px;
    text-transform: uppercase;
    color: rgba(255,255,255,0.6);
    margin-top: 8px;
  }
  .hero-right {
    position: absolute;
    right: 0;
    top: 50%;
    transform: translateY(-50%);
    width: 420px;
    height: 420px;
    animation: fadeUp 1s ease 0.6s both;
  }
  .hero-emblem {
    position: relative;
    width: 100%;
    height: 100%;
  }
  .emblem-ring {
    position: absolute;
    border: 1px solid rgba(197,204,214,0.15);
    border-radius: 50%;
    animation: rotate 20s linear infinite;
  }
  .emblem-ring:nth-child(1) { inset: 0; }
  .emblem-ring:nth-child(2) { inset: 30px; animation-duration: 30s; animation-direction: reverse; border-color: rgba(197,204,214,0.1); }
  .emblem-ring:nth-child(3) { inset: 60px; animation-duration: 25s; }
  .emblem-center {
    position: absolute;
    top: 50%; left: 50%;
    transform: translate(-50%, -50%);
    text-align: center;
  }
  .emblem-ci {
    font-family: 'Cormorant Garamond', serif;
    font-size: 72px;
    font-weight: 700;
    color: rgba(197,204,214,0.15);
    line-height: 1;
  }

  /* MARQUEE */
  .marquee-bar {
    background: var(--navy-light);
    padding: 14px 0;
    overflow: hidden;
  }
  .marquee-track {
    display: flex;
    gap: 60px;
    animation: marquee 25s linear infinite;
    white-space: nowrap;
  }
  .marquee-item {
    font-size: 10px;
    font-weight: 700;
    letter-spacing: 4px;
    text-transform: uppercase;
    color: var(--gold);
    display: flex;
    align-items: center;
    gap: 20px;
    flex-shrink: 0;
  }
  .marquee-dot { width: 4px; height: 4px; background: var(--accent-gold); border-radius: 50%; opacity: 0.4; }

  /* ABOUT */
  #about { background: var(--off-white); }
  .about-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
  }
  .about-visual {
    position: relative;
    height: 500px;
  }
  .about-card {
    position: absolute;
    background: var(--navy);
    padding: 40px;
  }
  .about-card-main {
    inset: 0 40px 40px 0;
    display: flex;
    flex-direction: column;
    justify-content: flex-end;
    background-image: linear-gradient(to top, rgba(10,17,40,0.85) 0%, rgba(10,17,40,0.3) 50%, transparent 100%), url('founder.jpg');
    background-size: cover, cover;
    background-position: center, center top;
  }
  .about-card-accent {
    bottom: 0; right: 0;
    width: 200px;
    height: 160px;
    background: var(--accent-gold);
    display: flex;
    flex-direction: column;
    justify-content: center;
    align-items: center;
    text-align: center;
  }
  .about-card-num {
    font-family: 'Cormorant Garamond', serif;
    font-size: 48px;
    font-weight: 700;
    color: var(--navy);
    line-height: 1;
  }
  .about-card-label {
    font-size: 9px;
    font-weight: 700;
    letter-spacing: 2px;
    text-transform: uppercase;
    color: var(--navy);
    opacity: 0.7;
    margin-top: 6px;
  }
  .about-tag {
    display: inline-block;
    font-size: 9px;
    font-weight: 700;
    letter-spacing: 3px;
    text-transform: uppercase;
    background: var(--accent-gold);
    color: var(--navy);
    padding: 6px 14px;
    margin-bottom: 24px;
  }
  .about-name {
    font-family: 'Cormorant Garamond', serif;
    font-size: 44px;
    font-weight: 700;
    color: var(--white);
    line-height: 1.1;
    margin-bottom: 16px;
  }
  .about-title-role {
    font-size: 11px;
    font-weight: 500;
    letter-spacing: 3px;
    color: var(--gold);
    text-transform: uppercase;
  }
  .about-body {
    font-size: 15px;
    font-weight: 300;
    line-height: 1.9;
    color: #4A5168;
    margin-bottom: 24px;
  }
  .pillars {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
    margin-top: 40px;
  }
  .pillar {
    padding: 24px;
    border: 1px solid var(--light-gray);
    background: var(--white);
    transition: all 0.3s;
  }
  .pillar:hover { border-color: var(--accent-gold); transform: translateY(-4px); }
  .pillar-icon {
    width: 30px;
    height: 30px;
    margin-bottom: 14px;
    color: var(--accent-gold);
  }
  .pillar-icon svg { width: 100%; height: 100%; }
  .pillar-title {
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 1px;
    color: var(--navy);
    margin-bottom: 8px;
  }
  .pillar-text {
    font-size: 13px;
    font-weight: 300;
    line-height: 1.6;
    color: var(--gray);
  }

  /* SERVICES */
  #services { background: var(--navy); }
  .services-header { text-align: center; margin-bottom: 70px; }
  .services-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 2px;
    background: rgba(197,204,214,0.1);
  }
  .service-card {
    background: var(--navy);
    padding: 52px 44px;
    transition: all 0.4s ease;
    cursor: pointer;
    position: relative;
    overflow: hidden;
  }
  .service-card::before {
    content: '';
    position: absolute;
    bottom: 0; left: 0; right: 0;
    height: 3px;
    background: var(--accent-gold);
    transform: scaleX(0);
    transition: transform 0.4s ease;
  }
  .service-card:hover::before { transform: scaleX(1); }
  .service-card:hover { background: var(--navy-light); }
  .service-number {
    font-family: 'Cormorant Garamond', serif;
    font-size: 80px;
    font-weight: 700;
    color: rgba(197,204,214,0.08);
    position: absolute;
    top: 20px; right: 30px;
    line-height: 1;
  }
  .service-icon {
    width: 52px; height: 52px;
    border: 1px solid rgba(197,204,214,0.3);
    display: flex; align-items: center; justify-content: center;
    color: rgba(197,204,214,0.85);
    margin-bottom: 28px;
    transition: all 0.3s;
  }
  .service-icon svg { width: 24px; height: 24px; }
  .service-card:hover .service-icon { border-color: var(--accent-gold); background: rgba(198,160,82,0.1); color: var(--accent-gold); }
  .service-title {
    font-family: 'Cormorant Garamond', serif;
    font-size: 28px;
    font-weight: 600;
    color: var(--white);
    margin-bottom: 16px;
    line-height: 1.2;
  }
  .service-text {
    font-size: 13px;
    font-weight: 300;
    line-height: 1.8;
    color: rgba(255,255,255,0.5);
    margin-bottom: 28px;
  }
  .service-link {
    font-size: 10px;
    font-weight: 700;
    letter-spacing: 3px;
    text-transform: uppercase;
    color: var(--gold);
    display: flex;
    align-items: center;
    gap: 10px;
    text-decoration: none;
    transition: gap 0.3s;
  }
  .service-card:hover .service-link { gap: 16px; }

  /* VENTURES */
  #ventures { background: var(--off-white); }
  .ventures-header { margin-bottom: 60px; }
  .ventures-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
  }
  .venture-card {
    background: var(--white);
    padding: 40px 36px;
    border-bottom: 3px solid transparent;
    transition: all 0.3s;
    cursor: pointer;
  }
  .venture-card:hover { border-bottom-color: var(--accent-gold); transform: translateY(-6px); box-shadow: 0 20px 60px rgba(11,20,32,0.1); }
  .venture-logo {
    font-family: 'Cormorant Garamond', serif;
    font-size: 30px;
    font-weight: 700;
    color: var(--navy);
    margin-bottom: 16px;
    line-height: 1;
  }
  .venture-logo span { color: var(--accent-gold); }
  .venture-category {
    font-size: 9px;
    font-weight: 700;
    letter-spacing: 3px;
    text-transform: uppercase;
    color: var(--gold);
    margin-bottom: 16px;
  }
  .venture-desc {
    font-size: 13px;
    font-weight: 300;
    line-height: 1.7;
    color: var(--gray);
    margin-bottom: 24px;
  }
  .venture-status {
    font-size: 9px;
    font-weight: 700;
    letter-spacing: 2px;
    text-transform: uppercase;
    padding: 5px 12px;
    background: rgba(198,160,82,0.1);
    color: var(--accent-gold);
    display: inline-block;
  }

  /* WAITLIST */
  #waitlist {
    background: var(--navy-dark);
    position: relative;
    overflow: hidden;
  }
  #waitlist::before {
    content: '';
    position: absolute;
    top: -200px; right: -200px;
    width: 600px; height: 600px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(197,204,214,0.06) 0%, transparent 70%);
  }
  .waitlist-inner {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
    position: relative;
    z-index: 1;
  }
  .waitlist-text .section-title { font-size: clamp(32px, 4vw, 52px); }
  .waitlist-text p {
    font-size: 15px;
    font-weight: 300;
    line-height: 1.8;
    color: rgba(255,255,255,0.55);
    margin-top: 20px;
  }
  .waitlist-perks {
    list-style: none;
    margin-top: 36px;
    display: flex;
    flex-direction: column;
    gap: 14px;
  }
  .waitlist-perks li {
    display: flex;
    align-items: center;
    gap: 14px;
    font-size: 13px;
    font-weight: 300;
    color: rgba(255,255,255,0.6);
  }
  .perk-check {
    width: 20px; height: 20px;
    border: 1px solid var(--accent-gold);
    display: flex; align-items: center; justify-content: center;
    color: var(--accent-gold);
    font-size: 11px;
    flex-shrink: 0;
  }
  .waitlist-form { background: rgba(255,255,255,0.03); border: 1px solid rgba(197,204,214,0.15); padding: 52px; }
  .form-title {
    font-family: 'Cormorant Garamond', serif;
    font-size: 32px;
    font-weight: 600;
    color: var(--white);
    margin-bottom: 8px;
  }
  .form-subtitle {
    font-size: 12px;
    font-weight: 300;
    color: rgba(255,255,255,0.6);
    margin-bottom: 36px;
  }
  .form-group { margin-bottom: 20px; }
  .form-label {
    display: block;
    font-size: 10px;
    font-weight: 600;
    letter-spacing: 2px;
    text-transform: uppercase;
    color: rgba(255,255,255,0.6);
    margin-bottom: 8px;
  }
  .form-input {
    width: 100%;
    background: rgba(255,255,255,0.05);
    border: 1px solid rgba(197,204,214,0.2);
    padding: 14px 18px;
    font-family: 'Montserrat', sans-serif;
    font-size: 13px;
    color: var(--white);
    outline: none;
    transition: border-color 0.3s;
  }
  .form-input:focus { border-color: var(--accent-gold); }
  .form-input::placeholder { color: rgba(255,255,255,0.2); }
  .form-select {
    width: 100%;
    background: rgba(255,255,255,0.05);
    border: 1px solid rgba(197,204,214,0.2);
    padding: 14px 18px;
    font-family: 'Montserrat', sans-serif;
    font-size: 13px;
    color: rgba(255,255,255,0.6);
    outline: none;
    cursor: pointer;
    appearance: none;
  }
  .form-select option { background: var(--navy); }
  .form-btn {
    width: 100%;
    padding: 16px;
    background: var(--accent-gold);
    color: var(--white);
    font-family: 'Montserrat', sans-serif;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 3px;
    text-transform: uppercase;
    border: none;
    cursor: pointer;
    margin-top: 8px;
    transition: all 0.3s;
  }
  .form-btn:hover { background: var(--white); color: var(--navy); transform: translateY(-2px); box-shadow: 0 8px 30px rgba(197,204,214,0.3); }
  .form-disclaimer {
    font-size: 10px;
    color: rgba(255,255,255,0.6);
    margin-top: 16px;
    text-align: center;
    line-height: 1.6;
  }

  /* INSIGHTS */
  #insights { background: var(--white); }
  .insights-header { display: flex; justify-content: space-between; align-items: flex-end; margin-bottom: 60px; }
  .insights-grid { display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 24px; }
  .insight-card {
    background: var(--off-white);
    overflow: hidden;
    transition: all 0.3s;
    cursor: pointer;
  }
  .insight-card:hover { transform: translateY(-6px); box-shadow: 0 20px 60px rgba(11,20,32,0.1); }
  .insight-card.featured { grid-row: span 2; }
  .insight-img {
    height: 200px;
    background: var(--navy);
    position: relative;
    overflow: hidden;
  }
  .insight-card.featured .insight-img { height: 280px; }
  .insight-img-bg {
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  }
  .insight-img-pattern {
    position: absolute;
    inset: 0;
    background-image: linear-gradient(rgba(197,204,214,0.05) 1px, transparent 1px),
      linear-gradient(90deg, rgba(197,204,214,0.05) 1px, transparent 1px);
    background-size: 30px 30px;
  }
  .insight-img-label {
    position: absolute;
    bottom: 20px; left: 24px;
    font-size: 9px;
    font-weight: 700;
    letter-spacing: 3px;
    text-transform: uppercase;
    color: var(--gold);
    background: rgba(11,20,32,0.8);
    padding: 5px 12px;
  }
  .insight-body { padding: 28px 28px 32px; }
  .insight-title {
    font-family: 'Cormorant Garamond', serif;
    font-size: 22px;
    font-weight: 600;
    color: var(--navy);
    line-height: 1.3;
    margin-bottom: 12px;
  }
  .insight-card.featured .insight-title { font-size: 30px; }
  .insight-excerpt {
    font-size: 13px;
    font-weight: 300;
    line-height: 1.7;
    color: var(--gray);
    margin-bottom: 20px;
  }
  .insight-meta {
    display: flex;
    align-items: center;
    gap: 16px;
    font-size: 10px;
    font-weight: 600;
    letter-spacing: 1px;
    color: rgba(138,143,156,0.7);
    text-transform: uppercase;
  }
  .insight-meta-dot { width: 3px; height: 3px; border-radius: 50%; background: var(--accent-gold); }

  /* TRUST */
  #trust { background: var(--navy); padding: 80px 0; }
  .trust-inner { display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 40px; }
  .trust-label {
    font-size: 11px;
    font-weight: 600;
    letter-spacing: 4px;
    text-transform: uppercase;
    color: rgba(255,255,255,0.6);
  }
  .trust-items { display: flex; gap: 60px; align-items: center; flex-wrap: wrap; }
  .trust-item {
    display: flex;
    align-items: center;
    gap: 16px;
    opacity: 0.5;
    transition: opacity 0.3s;
  }
  .trust-item:hover { opacity: 1; }
  .trust-item-icon { width: 26px; height: 26px; color: var(--accent-gold); display: flex; }
  .trust-item-icon svg { width: 100%; height: 100%; }
  .trust-item-text {
    font-family: 'Cormorant Garamond', serif;
    font-size: 18px;
    font-weight: 600;
    color: var(--white);
    letter-spacing: 1px;
  }

  /* CONTACT */
  #contact { background: var(--off-white); }
  .contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: start; }
  .contact-info { }
  .contact-detail {
    display: flex;
    gap: 20px;
    padding: 28px 0;
    border-bottom: 1px solid var(--light-gray);
  }
  .contact-detail:first-of-type { border-top: 1px solid var(--light-gray); margin-top: 40px; }
  .contact-detail-icon {
    width: 44px; height: 44px;
    border: 1px solid var(--light-gray);
    display: flex; align-items: center; justify-content: center;
    color: var(--accent-gold);
    flex-shrink: 0;
  }
  .contact-detail-icon svg { width: 19px; height: 19px; }
  .contact-detail-label {
    font-size: 10px;
    font-weight: 600;
    letter-spacing: 2px;
    text-transform: uppercase;
    color: var(--gold);
    margin-bottom: 6px;
  }
  .contact-detail-value {
    font-size: 15px;
    font-weight: 400;
    color: var(--navy);
  }
  .contact-form { background: var(--white); padding: 52px; box-shadow: 0 20px 60px rgba(11,20,32,0.06); }
  .contact-form-title {
    font-family: 'Cormorant Garamond', serif;
    font-size: 32px;
    font-weight: 600;
    color: var(--navy);
    margin-bottom: 32px;
  }
  .form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
  .contact-input {
    width: 100%;
    background: var(--off-white);
    border: 1px solid var(--light-gray);
    border-bottom: 2px solid var(--light-gray);
    padding: 14px 18px;
    font-family: 'Montserrat', sans-serif;
    font-size: 13px;
    color: var(--navy);
    outline: none;
    transition: border-color 0.3s;
    margin-bottom: 16px;
  }
  .contact-input:focus { border-bottom-color: var(--accent-gold); }
  .contact-textarea {
    width: 100%;
    background: var(--off-white);
    border: 1px solid var(--light-gray);
    border-bottom: 2px solid var(--light-gray);
    padding: 14px 18px;
    font-family: 'Montserrat', sans-serif;
    font-size: 13px;
    color: var(--navy);
    outline: none;
    resize: none;
    height: 120px;
    transition: border-color 0.3s;
    margin-bottom: 16px;
  }
  .contact-textarea:focus { border-bottom-color: var(--accent-gold); }
  .contact-submit {
    width: 100%;
    padding: 16px;
    background: var(--navy);
    color: var(--white);
    font-family: 'Montserrat', sans-serif;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 3px;
    text-transform: uppercase;
    border: none;
    cursor: pointer;
    transition: all 0.3s;
  }
  .contact-submit:hover { background: var(--accent-gold); color: var(--white); }

  /* FOOTER */
  footer {
    background: var(--navy-dark);
    padding: 80px 0 40px;
  }
  .footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1fr;
    gap: 60px;
    padding-bottom: 60px;
    border-bottom: 1px solid rgba(197,204,214,0.1);
  }
  .footer-brand-logo {
    font-family: 'Cormorant Garamond', serif;
    font-size: 28px;
    font-weight: 700;
    color: var(--white);
    letter-spacing: 2px;
    margin-bottom: 6px;
  }
  .footer-brand-sub {
    font-size: 8px;
    font-weight: 600;
    letter-spacing: 4px;
    text-transform: uppercase;
    color: var(--gold);
    margin-bottom: 20px;
  }
  .footer-brand-text {
    font-size: 13px;
    font-weight: 300;
    line-height: 1.8;
    color: rgba(255,255,255,0.6);
    margin-bottom: 28px;
  }
  .footer-social { display: flex; gap: 12px; }
  .footer-social-btn {
    width: 44px; height: 44px;
    border: 1px solid rgba(197,204,214,0.2);
    display: flex; align-items: center; justify-content: center;
    color: rgba(255,255,255,0.4);
    cursor: pointer;
    transition: all 0.3s;
    text-decoration: none;
  }
  .footer-social-btn svg { width: 16px; height: 16px; }
  .footer-social-btn:hover { border-color: var(--accent-gold); color: var(--accent-gold); }
  .footer-col-title {
    font-size: 10px;
    font-weight: 700;
    letter-spacing: 3px;
    text-transform: uppercase;
    color: var(--gold);
    margin-bottom: 24px;
  }
  .footer-links { list-style: none; display: flex; flex-direction: column; gap: 12px; }
  .footer-links a {
    font-size: 13px;
    font-weight: 300;
    color: rgba(255,255,255,0.4);
    text-decoration: none;
    transition: color 0.2s;
  }
  .footer-links a:hover { color: var(--accent-gold); }
  .footer-bottom {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding-top: 40px;
    flex-wrap: wrap;
    gap: 16px;
  }
  .footer-copy {
    font-size: 11px;
    font-weight: 300;
    color: rgba(255,255,255,0.6);
  }
  .footer-legal { display: flex; gap: 24px; }
  .footer-legal a {
    font-size: 11px;
    font-weight: 300;
    color: rgba(255,255,255,0.6);
    text-decoration: none;
    transition: color 0.2s;
  }
  .footer-legal a:hover { color: var(--accent-gold); }

  /* PROCESS GRID */
  .process-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 32px;
    max-width: 1000px;
    margin: 0 auto;
  }

  /* ANIMATIONS */
  @keyframes fadeUp {
    from { opacity: 0; transform: translateY(30px); }
    to { opacity: 1; transform: translateY(0); }
  }
  @keyframes rotate {
    from { transform: rotate(0deg); }
    to { transform: rotate(360deg); }
  }
  @keyframes marquee {
    from { transform: translateX(0); }
    to { transform: translateX(-50%); }
  }

  .fade-in {
    opacity: 0;
    transform: translateY(30px);
    transition: opacity 0.7s ease, transform 0.7s ease;
  }
  .fade-in.visible { opacity: 1; transform: translateY(0); }

  /* RESPONSIVE */
  @media (max-width: 900px) {
    .about-grid, .waitlist-inner, .contact-grid { grid-template-columns: 1fr; gap: 40px; }
    .about-visual { height: 300px; }
    .services-grid { grid-template-columns: 1fr; }
    .ventures-grid { grid-template-columns: 1fr 1fr; }
    .insights-grid { grid-template-columns: 1fr; }
    .insight-card.featured { grid-row: span 1; }
    .footer-grid { grid-template-columns: 1fr 1fr; }
    .hero-right { display: none; }
    .hero-stats { flex-wrap: wrap; gap: 30px; }
    .nav-links { display: none; }
    .nav-cta { display: none; }
    .nav-toggle { display: flex; }
    .mobile-nav[data-open="true"] {
      display: block;
      position: fixed;
      inset: 0;
      background: var(--navy-dark);
      z-index: 999;
      padding: 100px 32px 40px;
      overflow-y: auto;
    }
    .mobile-nav-links {
      list-style: none;
      display: flex;
      flex-direction: column;
      gap: 8px;
      margin-bottom: 32px;
    }
    .mobile-nav-links a {
      display: block;
      padding: 14px 0;
      border-bottom: 1px solid rgba(197,204,214,0.15);
      color: var(--white);
      font-family: 'Cormorant Garamond', serif;
      font-size: 22px;
      font-weight: 600;
      text-decoration: none;
    }
    .container { padding: 0 24px; }
    .legitimacy-grid { grid-template-columns: 1fr; gap: 40px; }
    .process-grid { grid-template-columns: 1fr 1fr; gap: 24px; }
    .approach-pillars { grid-template-columns: 1fr !important; }
  }
  @media (max-width: 600px) {
    .ventures-grid { grid-template-columns: 1fr; }
    .footer-grid { grid-template-columns: 1fr; }
    .form-row { grid-template-columns: 1fr; }
    .section { padding: 70px 0; }
    .pillars { grid-template-columns: 1fr; }
    .process-grid { grid-template-columns: 1fr; }
  }

  /* SR ONLY */
  .sr-only {
    position: absolute;
    width: 1px; height: 1px;
    padding: 0; margin: -1px;
    overflow: hidden;
    clip: rect(0, 0, 0, 0);
    white-space: nowrap;
    border: 0;
  }

  /* SKIP LINK */
  .skip-link {
    position: absolute;
    left: -9999px;
    top: 0;
    background: var(--accent-gold);
    color: var(--white);
    padding: 12px 20px;
    z-index: 2000;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 2px;
    text-transform: uppercase;
    text-decoration: none;
  }
  .skip-link:focus { left: 12px; top: 12px; }

  /* SERVICE PAGE HERO */
  .page-hero {
    position: relative;
    background: var(--navy-dark);
    padding: 170px 0 90px;
    overflow: hidden;
  }
  .page-hero-content { position: relative; z-index: 2; max-width: 800px; }
  .breadcrumb { display: flex; align-items: center; gap: 10px; margin-bottom: 28px; flex-wrap: wrap; }
  .breadcrumb a {
    color: rgba(255,255,255,0.5);
    font-size: 11px;
    font-weight: 500;
    letter-spacing: 2px;
    text-transform: uppercase;
    text-decoration: none;
    transition: color 0.2s;
  }
  .breadcrumb a:hover { color: var(--accent-gold); }
  .breadcrumb-sep { color: rgba(255,255,255,0.5); font-size: 11px; }
  .breadcrumb-current { color: var(--gold); font-size: 11px; font-weight: 500; letter-spacing: 2px; text-transform: uppercase; }

  /* FAQ */
  .faq-item { border-bottom: 1px solid var(--light-gray); padding: 26px 0; }
  .faq-item summary {
    cursor: pointer;
    font-family: 'Cormorant Garamond', serif;
    font-size: 21px;
    font-weight: 600;
    color: var(--navy);
    list-style: none;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 20px;
  }
  .faq-item summary::-webkit-details-marker { display: none; }
  .faq-item summary::after {
    content: '+';
    font-size: 24px;
    font-weight: 300;
    color: var(--accent-gold);
    font-family: 'Montserrat', sans-serif;
    flex-shrink: 0;
  }
  .faq-item[open] summary::after { content: '\2212'; }
  .faq-item summary:focus-visible { outline: 2px solid var(--accent-gold); outline-offset: 4px; }
  .faq-answer {
    font-size: 14px;
    font-weight: 300;
    line-height: 1.8;
    color: var(--gray);
    margin-top: 16px;
    padding-right: 30px;
  }

  /* CTA BAND */
  .cta-band { background: var(--navy); padding: 90px 0; text-align: center; }
  .cta-band p {
    color: rgba(255,255,255,0.5);
    font-size: 15px;
    font-weight: 300;
    max-width: 520px;
    margin: 20px auto 32px;
    line-height: 1.8;
  }
  .cta-band-actions { display: flex; gap: 20px; justify-content: center; flex-wrap: wrap; }

  a:focus-visible, button:focus-visible, input:focus-visible, textarea:focus-visible, select:focus-visible {
    outline: 2px solid var(--accent-gold);
    outline-offset: 3px;
  }

  @media (max-width: 600px) {
    .page-hero { padding: 150px 0 70px; }
  }
